Do you know 1.5% of B2B receivables in the UK are uncollectable and 48% of invoices are paid late?
Join 1000s of small businesses by using Credit focus to learn which customers are likely to pay late and get alerted when someone stops paying invoices or their credit score drops. This protects your profits, your cashflow and allows you to manage risk and easily take action to recover any unpaid invoices. It also gives you more time to focus on growing your business rather than chasing debt – all for as little as £19.99 a month.

Check companies you’re trading with through

5+ millions businesses
Check your prospective and current trading partners with searches of our database.

Credit score and payment performance
View the credit score and payment performance history of your trading partners to make informed decisions on their reliability.

Real-time alerts
Make the right decisions at the right time with the latest information about your trading partners.

Handy tools and calculators
You’ll get access to our invoice interest and late payment cost calculators to help keep you informed, and in business!

User debt collection tool
Send payment reminders, credit terms letters, and follow up late payments.
Be in the know about the financial status of your suppliers
How can CreditFocus help safeguard my business?

1000s companies trust us
We are proud to be helping small business throughout the UK and 1000s of companies have already trusted CreditFocus to simplify credit and payment checks and do continuous research. We’ll make sure you’re kept in the know about your supplier’s finances so that your business isn’t affected.

Predict when you’ll get paid
When you own and run a small business, getting paid is your number one priority. The average time for small businesses to get paid in the UK is 71 days. Use CreditFocus to monitor how long it will take to get paid by your trading partners.
Unrecovered debt means bad business
Chasing people for payment is never fun. The average small and medium-sized enterprise is owed £8,500 in unrecovered debt. Use CreditFocus to find out in advance which businesses will pay you faster as well as recover any unpaid invoices with ease.


Handy tools from trusted experts
We’re old hands when it comes to starting and running a business. We know that positive cashflow and getting paid by your customers and suppliers is usually the biggest pain point for any business owner. Which is why our tools are specifically designed with small businesses in mind.
Trust the businesses and suppliers you work with
Customer reviews
A trusted provider for all businesses
Be as successful as Joby and start your business now

"We expected everything to be a lot harder than it was actually! We were surprised at how simple and easy it was to formally register our business with The Formations Company"
Joby Wood, CBDgo Ltd
Formation bundles to suit all businesses
Upgrade for support and peace of mind
Get up and running with everything you need to start and run your business. Subscribe and let us take care of your on-going filing requirements.
Continue with one-time purchaseUpgrade for support and peace of mind
Get up and running with everything you need to start and run your business. Subscribe and let us take care of your on-going filing requirements.
Continue with one-time purchaseTax and accounting
Get access to Crunch bookkeeping software for free as well as exclusive discounts with other market leading software providers.
Registered agent
Included with this bundle
A 3 in 1 service that protects your privacy, all other directors privacy and includes our mail forwarding service.
Registered office address:
On the public register, use our address as the business’s registered office address
Service address:
On the public register, use our address as all the directors service address
Mail forwarding:
Quick and efficient mail forwarding and junk mail filtering. No additional handling or postage fees.
Registered agent
Free for 3 months with this bundle
A 3 in 1 service that protects your privacy, all other directors privacy and includes our mail forwarding service.
Registered office address:
On the public register, use our address as the business’s registered office address
Service address:
On the public register, use our address as all the directors service address
Mail forwarding:
Quick and efficient mail forwarding and junk mail filtering. No additional handling or postage fees.
Registered agent
Free for 12 months with this bundle
A 3 in 1 service that protects your privacy, all other directors privacy and includes our mail forwarding service.
Registered office address:
On the public register, use our address as the business’s registered office address
Service address:
On the public register, use our address as all the directors service address
Mail forwarding:
Quick and efficient mail forwarding and junk mail filtering. No additional handling or postage fees.
Legal and finance
Protect your business legally and financially with:
Company credit checks:
Carry out company credit checks powered by Experian's most comprehensive and current credit data to make sure you're doing business with the right people by picking the right customers and securing your supply chain.
Company credit monitoring:
Monitor all your key customers and suppliers credit statuses and get email alerts of any significant changes. Make sure your customers can pay what they owe and your suppliers can deliver the goods they promise.
Debt recovery Toolkit
Manage all your customers' credit in one place. Download and send different payment chasers, reminders and monthly statements to make sure that invoices are paid on time and in full.
You can send a solicitor final warning letters and even take court action to recover what you're owed!
Legal Documents:
Easily create all the legally enforceable contracts, documents, policies and procedures your business could need to sing the simple, straightforward document creator wizard.
Safely store all your documents online, where you can access them wherever and whenever you want.
Legal Health Check:
Complete the simple question-answer form and discover exactly what documents your limited company needs to be legally protected.
24/7 Legal Advice:
Get legal support and advice when you need it. Access an extensive library of legal how-to guides, news bulletins of all the most recent legal developments and a 24/7 telephone support helpline.
Not sure which bundle is right for you?
Knowledge hub

The Formations Company and Companies House

What is a Private Limited Company?

How long does it take to register a new company?

When should I change from sole trader to limited company?

Limited Company Vs Sole Trader: Advantages and Disadvantages
